Minimize claim hassles. Maximize compensation.

Before you file your car accident claim, make sure you know what it’s worth.

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How It Works

Provide Us with Your Accident Details

Answer a few simple questions about your auto accident online.

Speak with Our Claim Experts Over the Phone

Verify your accident details and claim information with our claim experts over the phone.

Get a Copy of Your Accident Report

Learn how to obtain your accident report. Insurance carriers will ask for it when you file a claim.

Connect with an Auto Accident Attorney

Talk to an attorney that can assess your claim’s potential value and your true total compensation.

Know Your Claim’s True Value

Connect with our claim experts and find out what insurance companies won’t tell you.

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Our experts help guide you through the claim process.

Avoid the Tactics Insurance Companies Use to Minimize the Value of Your Claim

Initial Lowball Offers

Bad insurance companies try to minimize payouts by offering less than the claimant deserves. Claimants with financial issues may feel pressured to accept a low offer to ensure they receive compensation quickly. These claimants may need to be made aware there are other options for financial assistance they can turn to while resolving their claim.

Full Medical History Requests

Unscrupulous insurance companies may use a claimant’s medical history to deny a claim. If an insured person seeks compensation for a spinal cord injury received in a car accident, insurance companies may use minor complaints about back pain to argue that the claimant suffered a spinal cord injury before the accident, even if they were never diagnosed with an spinal cord injury.

Recorded Statement Coercion

Insurance companies often pressure accident victims to record a statement, making it hard to add relevant details later. This often happens right after the accident. Accident victims should have the time to recover and discuss the situation with an attorney before answering an insurance company’s questions.

Denying Claims

Some of the nation’s biggest insurance companies- Allstate, AIG, and State Farm among others-have denied valid claims in an attempt to boost their bottom lines. These companies have rewarded employees who successfully denied claims, replaced employees who would not, and when all else failed, engaged in outright fraud to avoid paying claims.

Delaying Claims

Many insurance companies routinely delay claims, knowing full well that many policyholders will simply give up. Some have gone so far as to lock paperwork away in safes. Undoubtedly, the most shameful use of delay tactics has been by long-term care insurers, who often take advantage of their policyholders’ age and ill health. In the words of one regulator, “the bottom line is that insurance companies make money when they don’t pay claims…”

Confusing Language

Insurance contracts are some of the most dense and incomprehensible contracts a consumer is ever likely to see. More than half of all states have enacted “plain English” laws for consumer contracts, yet many Americans still do not fully understand the risks they are subject to.

Your Car Insurance Company Doesn't Always Act in Your Best Interest.

In its eye-opening report, “Tricks of the Trade: How Insurance Companies Deny, Delay, Confuse, and Refuse,” the American Association for Justice (AAJ) exposed many of the insurance industry’s dirty tactics, including:

Denying valid claims and rewarding employees who successfully deny claims.
Delaying claims until policy holders give up or pass away.
Confusing consumers with dense and incomprehensible contracts.
Using credit scores to dictate what premiums people pay or whether they can even receive insurance in the first place.
Canceling retroactively, or rescinding, the policies of people who become expensive.
Refusing to renew a policy after a person calls to inquire about the possibility of a claim.

How Much Do Consumers Trust Car Insurance Companies?

High Trust

Mid Trust

Low Trust

According to a new J.D. Power report, only 15% of auto insurance customers say they have high levels of trust in the company covering their vehicle. Another 34% have “mid levels” of trust, while 51% report having little trust in their car insurance provider.

1. Take 30 Seconds to Complete an Online Car Accident Questionnaire

To get started, simply answer a few questions about the details of your accident. We will then reach out to you via phone to verify your accident facts and see how far along you are in the claim process.

2. Receive Free Expert Advice About Your Car Accident Claim

After verifying your claim details, we’ll then help you get a copy of your accident report and optionally connect with a car accident attorney to assess your claim’s true total value.

Don’t File Your Accident Claim Without Us. We Could Triple Your Compensation.

Get a free claim consultation.